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Policy Reward: Protecting Your Ride, Securing Your Journey

Your vehicle Your Coverage: Personalized Auto Insurance Plans

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Four Wheeler
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Two wheeler
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Why Choose Us?

Overview

Welcome to Policy Reward's Automobile Insurance – your gateway to comprehensive protection for your vehicles. In the ever-changing world of driving, having the right auto insurance is not just a legal requirement but a crucial asset for your peace of mind. At E-Insure First, we understand that every driver is unique, and so are their insurance needs.

That's why we offer tailored automobile insurance solutions designed to fit your specific circumstances. With our commitment to excellence, competitive rates, and responsive support, we aim to be your trusted partner on the road.

Automobile Insurance

Four Wheeler

Four Wheeler

Protect your vehicle with our customizable four-wheeler insurance policies.

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Two-wheeler

Two wheeler

Ride worry-free with our tailored two-wheeler insurance plans.

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Automobile Insurance and its types

Automobile insurance is your shield against the unexpected on the road. It's a pact between you and your insurer that ensures financial protection in case of accidents, damage, or theft. By paying regular premiums, you secure comprehensive coverage, including repairs, liability, and even a replacement vehicle if needed. Automobile insurance offers peace of mind, allowing you to navigate the highways with confidence. Policy Reward simplifies auto insurance, providing you with tailored coverage and responsive support for a worry-free ride.

Third-Party Liability Coverage
Third-party liability coverage is a fundamental component of automobile insurance. It primarily safeguards you against financial responsibility for injuries or damages caused to other individuals or their property in the event of an accident where you are deemed at fault. This coverage helps cover medical expenses, property repairs, or legal fees for the affected parties, ensuring that they are not burdened with the costs resulting from the accident. It's a crucial element to meet legal requirements and protect your financial well-being.
Comprehensive coverage
often referred to as "full coverage," extends your protection beyond third-party liability. It encompasses a wide range of perils that can affect your vehicle, including theft, vandalism, natural disasters, and even damage from hitting an animal. Comprehensive coverage ensures that your vehicle is safeguarded against various non-collision incidents, providing you with peace of mind and financial security in the face of unexpected events. It's especially valuable for those who own high-value or new vehicles, as it covers the cost of repairing or replacing your vehicle in case of damage or loss.

Benefits of Automobile Insurance

Explore the Many Ways Insurance Safeguards Your Life

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Financial Protection
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Legal Compliance
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Peace of Mind
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Protection for Third Parties
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Coverage for Unforeseen Events
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Medical Coverage
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Replacement or Repair
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Rental Car Coverage

Factors That Determine Automobile Insurance

  • Driving Record
  • Type of Vehicle
  • Location
  • Usage
  • Coverage Type
  • Deductible
  • Credit Scorer
  • Annual Mileage
  • Discounts
  • Lapse in Coverage
  • Age of Drivers
  • Previous Claims History

Top 10 Companies That Provide Automobile Insurance In India

HDFC ERGO General Insurance Company Ltd.
ICICI Lombard General Insurance Company Ltd.
Bajaj Allianz General Insurance Company Ltd.
TATA AIG General Insurance Company Ltd.
Reliance General Insurance Company Ltd.
New India Assurance Company Ltd.
United India Insurance Company Ltd.
National Insurance Company Ltd.
Oriental Insurance Company Ltd.
SBI General Insurance Company Ltd.
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What Is Not Covered

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Racing or Reckless Driving

Driving Without a Valid License

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DUI or Illegal Activities

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Unauthorized Drivers

Off-Road Use

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Unreported Modifications

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Acts of War or Terrorism

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Natural Disasters

Essential Documents for Automobile Insurance Coverage

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Vehicle Registration Certificate

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Driver's License

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Address Proof

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Vehicle Purchase Invoice (for new vehicles)

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Bank Details

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Personal Identification

FAQs

Is it possible to switch insurance providers mid-policy?
Yes, it's possible to switch insurance providers mid-policy. However, there are a few important considerations to keep in mind. It's essential to compare quotes from different providers to ensure you're getting the coverage you need at a competitive rate. Also, check if there are any cancellation fees with your current provider and make sure there is no coverage gap during the transition.
Can I add a new driver to my policy at any time?
In most cases, you can add a new driver to your policy at any time. However, it's important to notify your insurance provider promptly when a new driver joins your household or starts using your vehicle regularly. Failure to do so could affect your coverage in the event of an accident involving the new driver.
How can I update my policy information, such as address or contact details?
To update your policy information, including your address or contact details, contact your insurance provider directly. They will guide you through the process and ensure that your policy reflects accurate and up-to-date information. It's crucial to keep your information current to avoid potential issues with your coverage.
Can I customize my automobile insurance policy to fit my needs?
Yes, many insurance providers offer customizable policies. You can often tailor your coverage by adjusting deductibles, adding specific endorsements (e.g., roadside assistance or rental car coverage), and choosing the coverage types that best suit your needs and budget. Discuss your requirements with your insurer to create a policy that fits you.
Does my insurance cover rental cars or loaner vehicles?
Coverage for rental cars or loaner vehicles can vary depending on your policy and insurance provider. Some policies automatically extend coverage to rental cars, while others may require you to purchase additional coverage. Check with your insurer to understand your policy's specific terms and conditions regarding rental car coverage.

What Our Clients Say About Us

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Neha S.

Adding my new car to my Policy Reward policy was a breeze. They made it simple and cost-effective. Their customizable policies let me tailor coverage to my needs. Plus, their customer support team is always there when I have questions. Policy Reward is my trusted partner for automobile insurance

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Amit P

Policy Reward's automobile insurance has been a lifesaver. Their coverage options are extensive, and their rates are fair. When my car needed repairs, they were quick to assist, making a stressful situation manageable. It's reassuring to know that I have a reliable partner in Policy Reward, not just for insurance coverage but also for their unwavering support when I needed it the most.

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Priya G.

Whenever I had inquiries or required assistance with my Policy Reward auto insurance, their team exhibited responsiveness and professionalism. They consistently offered clear and comprehensive explanations about policy details, coverage parameters, and the steps involved in filing claims. Policy Reward sets the gold standard for customer service in the insurance industry.

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At Policy Reward, we're not your typical insurance company. We're your dedicated partner on the path to financial security. Our commitment to trust, integrity, and personalized service drives us to offer insurance solutions.

Need Any Help? Or Looking For an Agent

9650 612 568
Working Hours : Mon-Sat, 09am-5pm