Policy Reward: Terms and Conditions
Acceptance of Terms
By accessing or using the services provided by Policy Reward, you agree to comply with and be bound by these Terms and Conditions. If you do not agree with these terms, please do not use our services.
Insurance Services
Policy Reward offers a range of insurance products and services, subject to the terms and conditions outlined in your insurance policy document. The specific terms and coverage details will be provided to you upon purchase.
Eligibility
You must be of legal age to enter into a binding contract in your jurisdiction to use our services. By using our services, you represent and warrant that you meet this eligibility requirement.
Payment
Payment for insurance premiums must be made in accordance with the terms outlined in your insurance policy. Failure to make timely payments may result in the cancellation of your policy.
Privacy
Our collection and use of your personal information are governed by our Privacy Policy. By using our services, you consent to the practices described therein.
Termination
We reserve the right to suspend or terminate your access to our services if you violate these Terms and Conditions or engage in any activities that are harmful to other users or us.
Governing Law
These Terms and Conditions are governed by the laws of India. Any disputes arising from or relating to these terms shall be subject to the exclusive jurisdiction of the courts in [Specify Jurisdiction].
Intellectual Property
All content and materials on our website, including but not limited to text, graphics, logos, and software, are protected by intellectual property laws and are the property of Policy Reward. You may not use, reproduce, or distribute these materials without our prior written consent.
Limitation of Liability
We do not guarantee the accuracy, completeness, or reliability of information provided on our website. We shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from your use of our services.
Changes to Terms and Conditions
We may update these Terms and Conditions from time to time. Any changes will be posted on our website with the revised effective date. Your continued use of our services after the changes constitutes your acceptance of the revised terms.
No Warranty
You expressly understand and agree that:
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Your use of our services is at your sole risk. Our services are provided on an "as is" and "as available" basis. We make no warranties or representations regarding the information's accuracy, completeness, or reliability.
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We do not warrant that our services will meet your specific requirements, be uninterrupted, secure, error-free, or free from harmful components such as viruses or malware.
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Any advice or information obtained from us, whether oral or written, shall not create any warranty not expressly stated in these Terms and Conditions.
No Liability
To the extent permitted by applicable law, Policy Reward, its affiliates, officers, directors, employees, agents, and partners shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way connected with your use of our services. This includes, but is not limited to, damages for loss of profits, data, goodwill, or other intangible losses, even if we have been advised of the possibility of such damages.
In the event that any provision of these Terms and Conditions is found to be unenforceable or invalid under applicable law, such provision shall be deemed to be deleted or modified to the extent necessary to make it enforceable and valid, while the remaining provisions shall continue in full force and effect.
By using our services, you acknowledge and agree that these disclaimers and limitations of liability are reasonable and essential elements of these Terms and Conditions, and that they form the basis of the bargain between you and Policy Reward.
